Fintech

Embracing the opportunity and grasping the risk Capitalizing on the amplified value of transformative technologies, our fintech software development company enables financial institutions to reimagine their business models, foster agility, achieve scale, drive innovation, and modify the customer experience. We cover everything from digital banking and investments to insurtech and personal finance. Home Fintech Software Development

Digital Banking

With more than two decades of proven experience in financial software development, we help banks to adapt to new realities framed by pandemic-induced high-speed digital adoption. Combining technology with a personal touch, intelligent use of data, and compelling service delivery models, we pave the way for our clients to increase customer engagement.

Core banking services

Whether you want your banking software to be on-premise or cloud-based, we can deliver a solution that will facilitate the key functions of your bank and drive your day-to-day operations. Account management Currency exchange Payment processing Reporting tools Loan management Mobile banking To make banking services accessible from anywhere anytime, *instinctools experts deliver mobile solutions that reshape and simplify communication along with increasing customer engagement and retention. With both the basic and cutting-edge features of our mobile apps, end users can 100% securely and effortlessly manage their finances, make financial transactions, and get personal assistance 24/7. Payment scheduling Personalized customers’ support Money transfer Biometric authentication Opening and managing bank accounts Voice navigation Customized alerts Banking CRM As part of our financial software development services, we build flexible CRM systems to drive customer attraction and retention, optimize their journey within the sales funnel, and address customers’ growing needs proactively rather than reactively. Our CRM systems are bolstered with a high level of automation, comprehensive security features, and advanced analytics capabilities that contribute to increased employee productivity, data protection, and better adjustment to customer demands. To create a full-fledged portrait of the target audience, we integrate CRMs with a plethora of data sources, such as mobile apps, websites, social media platforms, email, call centers, and more. Being provided with almost endless opportunities to gain insights into your customers’ preferences, you can offer them the most relevant options that will meet their financial needs.

Open Banking

Open banking is changing the landscape of financial relationships. By getting access to open APIs, banks can cut down on integration expenses and increase client flow thanks to the information they get from their partners. We create trustworthy solutions that allow banks to rapidly launch new services developed by third-party companies and easily embed innovative solutions into their ecosystems while reducing overhead costs. To capture the overall value of open banking solutions without undermining their reliability, we adhere to all the necessary security measures in compliance with regulations such as GDPR, PSD2, among others.

Lending software

To ensure well-informed loan decision-making and reduce the time and costs of loan delivery, we provide end-to-end lending solutions to banks, credit bureaus, and alternative lenders. Our fintech software development services in the lending sector aim at making loan provision unbiased and accessible to all categories of users, including those typically left behind by the traditional banking industry. Backed by leading-edge technologies, our systems spell the end for immense manual input, enable seamless integrations with third-party solutions, and solve our customers’ challenges relating to client onboarding, scoring, document management, reports, and statistics.

AI scoring systems

Just like leading financial software development companies, we utilize the power of artificial intelligence (AI) to let you evaluate the financial standing of potential borrowers rigorously/meticulously and swiftly.

Digital mortgage

instinctools brings automation and democratization to the homebuying process, making mortgage solutions appealing to tech-savvy consumers who want to get an unbiased answer to their applications in a matter of hours not weeks.

Loan comparison platforms

We create white-label online platforms for loan comparison that enable borrowers to compare interest rates of multiple lenders, loan terms, and various customizable solutions that match their specific preferences — all in one hub to make intelligent, affordable choices.

Mobile loans

Our experts develop applications for your customers to avoid back-to-back bank trips accompanied by the necessity to stand in swirling lines of loan approvals. Instead, with digital tools, users can pursue the entire loan-taking journey online. Augmented with best-of-breed features, your loan app will definitely stand out from the crowd. Dynamic functions Complete management Minimum paperwork Discrete procedure CIBIL analysis